• Making Your Money Grow With Clever Swaps
    Money Matters

    Making Your Money Grow With Clever Swaps

    Are you trying to save some money? No matter whether you are looking to put away some pennies for a rainy day or you want to treat your family to a vacation, you need to be dedicated and disciplined if you are to reach your saving goals. However, finding the spare money in the first place can often be the challenge. Read on to discover some clever swaps you can make in your day-to-day life to save some money.   Swap your standard light bulbs for energy saving light bulbs – Energy saving light bulbs may cost a little bit more to purchase, but when you consider the fact that…

  • A Few Pointers On Investing Money In 2021
    Investments,  Money Matters

    A Few Pointers On Investing Money In 2021

    It’s very clear to see that certain investment strategies are becoming more and more talked about in recent months. From the GME stock situation that seemed to expose certain hedge funds shorting GameStop stock, to cryptocurrency taking on a life of its own with massive rises in value and proponents like Elon Musk pushing forward certain coins with passion, it’s hard not to think that we’re ‘missing out on the action’ if we’re not carefully chasing these opportunities. Of course, investments are a wise use of your money, provided they are calculated and costed, and moreover, that you can AFFORD to invest in this money. Investments, while much more reliable,…

  • 3 Ways to Save As Much Cash As Possible On Car Maintenance
    Cars,  Money Matters

    3 Ways to Save As Much Cash Possible On Car Maintenance

    Car maintenance can be an expensive thing; it’s why so many people take to doing DIY car services, and why we wait so long to take a car to the mechanic when we know something is wrong. We don’t want to have to fork out huge sums of money just because a radiator is bust in one place! However, there are good ways to save money on car maintenance out there on the market. If you know how to spot a problem, and where to go for your solution, your car maintenance fees will be cheaper than ever. Never Ignore a Symptom Many car problems can be diagnosed ahead of…

  • How Sports Loving Dads Can Make Extra Money with Your Hobby
    All Sports Talk,  Daddy Talk,  Money Matters

    How Sports Loving Dads Can Make Extra Money with Your Hobby

    Daddies want to give the best to their kids and earning some extra dollars every month can help you do more for them. Money always runs tight when you have a family to support, and even a little extra in your wallet can make a lot of difference. It is great if you can make money doing something you love. If you are a sports-loving dad, there are several side hustles options you can pursue with your favorite pastime. Let us share some ideas you can try to boost your monthly income. Work as a sports coach If your interest in sports extends beyond only watching matches on TV or…

  • 5 Mistakes to Avoid Making When Choosing Mechanics in Mildura
    Cars,  Money Matters

    5 Mistakes to Avoid Making When Choosing Mechanics in Mildura

    Keeping your vehicle in tip-top shape is certainly highly important. After all, you spend a lot of time driving it and your family members and friends probably join you frequently, and the point is that you want everyone, including yourself, to be safe while in the vehicle. That’s why regularly maintaining and servicing it is extremely important and you don’t want to make any mistakes, such as those listed by this useful source, when it comes to taking care of your car. In order to regularly maintain and service your vehicle in Mildura, you will have to choose the right mechanic. Now, choosing people to work on your car can…

  • How to Cool Your Home and Save Money
    Home Improvement,  Money Matters

    How to Cool Your Home and Save Money

    During the warmer months of the year, it can be difficult to keep your home cool and comfortable. You know the more you crank the air conditioning, the higher your monthly energy bill will be. For homes located in very hot regions of the United States, you may already rely on your A/C heavily. Over time, this can become very expensive and detract from the things you’d rather spend your money on like vacations or a few new home appliances. Did you know there are several ways you can contribute to the coolness of your house without your air conditioning? Follow these tips to benefit from their low-cost cooling effects!…

  • How To Make Money With A Home Business
    Business,  Money Matters

    How To Make Money With A Home Business

    Starting a home business has many advantages for the modern parent. Mainly, it gives you a chance to earn an income without leaving your home. This makes it easy for you to keep your family afloat as you make money while looking after your kids at the same time. Naturally, it’s not as easy as it sounds – otherwise, everyone would do it. So, how do you actually start making money from a home business? There are many things to ponder, but you can start with these ideas: Get your business online Most home-based franchises only see success when they operate online. Trying to sell things to a local community…

  • How To Get Your Kids Into Motorsports Without Breaking the Bank
    All Sports Talk,  Kids,  Money Matters,  Motorcross,  Parenting

    How To Get Your Kids Into Motorsports Without Breaking the Bank

    Most motorsports legends get started when they’re barely old enough to sit inside a go-kart or ride a bike. After all, learning motorsports and getting really good at it means you need to get as much experience as possible. Prodigies in the field get started early which allows them to learn all about the physics of driving or riding, giving them a much better understanding of how to control their vehicle of choice. However, motorsports aren’t an easy hobby to get into. The vehicles can run into the thousands and you can expect to spend a lot of money on maintenance and repairs. In addition, parents can get very worried…

  • Self-Directed IRAs: Save Smartly With Alternative Investments
    Finances,  Guest Post,  Investments,  Money Matters

    Self-Directed IRAs: Save Smartly With Alternative Investments

    Many well-informed retirement savers are increasingly turning to self-directed IRA (SDIRA) to seek higher returns and allow more diversification in their investment portfolio. This is because SDIRA allows investors to own assets beyond the traditional options – CDs, mutual funds, ETFs, and stocks. By investing in alternative assets, risk-willing investors can potentially earn higher returns and build a significant wealth at retirement. 1. What Is a Self-Directed IRA? A self-directed IRA is an IRA type similar to traditional or Roth IRA, having the same contribution limits and allowing you to save for retirement on a tax-advantaged basis. However, the difference between self-directed and other IRAs is the freedom to expand…

  • Worried About Your Finances? 13 Things To Give You Peace of Mind!
    Finances,  Money Matters

    Worried About Your Finances? 13 Things To Give You Peace of Mind!

    Most people worry about their finances at some point. Unfortunately, we don’t always learn how to manage our finances appropriately, and it’s all too easy to go a little bit wild when we first start making our own money (which can be a tough habit to get out of). Let’s take a look at 13 things that could potentially give you peace of mind if you’re worried about your finances. 1. Use Cashback Sites Whenever You Shop Online Most of us shop online, especially now we’re in the midst of a pandemic. Online shopping can be quicker, easier, and safer than shopping in person and it also gives us the…

  • 5 Smart Ideas to Cut Your Energy Bills This Winter
    Home Improvement,  Money Matters

    5 Smart Ideas to Cut Your Energy Bills This Winter

    While you may want summers to end quickly to curb the high cooling costs, things aren’t easy in winters as well. Most homeowners dread the high heating bills that come with the freezing weather. Although you may pile on layers of warm clothing, you cannot survive without central heating in the winter. Moreover, you have to turn the lights on early when it is dark and bleak outside. Water heating also contributes to the energy bills. It makes sense to look for ways to cut down the electricity bills in the season. Fortunately, there is much you can do to achieve it. Here are small steps that can make a…

  • 4 Things To Think About Before Buying Your First Property
    Housing,  Money Matters

    4 Things To Think About Before Buying Your First Property

    When you’re thinking about buying your first property, you dream about the good things such as relaxing in your garden, waking up in a neighborhood that’s lovely, and building a life that you’ve always dreamed of. However, the property buying process can be difficult if you’re not prepared and at times, can be extremely stressful. So, if you’re thinking about buying your first property, take a look at these four things you should think about before making any decisions. Know what features you’re looking for, and be prepared to compromise It’s important to know what you’re looking for when it comes to buying a property; how many bedrooms, a rough…

  • 11 Bad Habits That You Should Ditch to Save Hundreds of Dollars
    Finances,  Money Matters

    11 Bad Habits That You Should Ditch to Save Hundreds of Dollars

    It is easy to develop bad financial habits. But when you fall into financial trouble, it is pretty hard to come out of it. A few people have enough money to buy anything that they want without giving a second thought. Most people require planning their finances and staying vigilant to keep them floating within this negative financial atmosphere. Thus, you should be aware of your unhealthy habits and things which you can do in your everyday life, which saves a little bit of extra money. You will realize that a small amount can add up to a lot well put together. Here are some financial habits that must be…

  • Is It a Great Time to Buy First House or Refinancing Your Mortgage?
    Featured,  Housing,  Investments,  Money Matters

    Is It a Great Time to Buy First House or Refinancing Your Mortgage?

    One of the biggest accomplishments we have as adults is obtaining home ownership. As parents, we work hard to provide the best for our kids and that includes a roof over their heads. With the ongoing Covid pandemic, some people are hesitant about obtaining a mortgage. Mortgage rates are at an all-time low, so this is the perfect time to jump in the market. For me, this could be the perfect time to think about refinancing my home. According to Fannie Mae, the market is expected to have a strong showing heading into 2021 with the release of the vaccine. This should make many people more comfortable when buying a…

  • How 2020 Changed VA Home Loans for the Better
    Investments,  Money Matters

    How 2020 Changed VA Home Loans for the Better

    Intended initially to reward veterans returning home from World War 2, VA home loans have become a staple as one of the best military service incentives. It started its existence as part of the Servicemen’s Readjustment Act of 1944 and has since undergone many updates on who it covers and what incentives it offers. The most significant changes that VA home loans have gone through include the Veteran Housing Act of 1970, which removed the termination dates to receive one’s benefits. It also consists of the 1992 Veterans Home Loan Program Amendments, which expanded VA benefits to members of the National Guard and military reserves. The improvement of government-backed loans…

  • 3 Helpful Money Saving Tips for Parents
    Money Matters,  Parenting

    3 Helpful Money Saving Tips for Parents

    Whether you are planning to become a parent, just about to become one, or you’ve been one for some years now, it’s always good to know how to save more money. Having children is an expensive thing to do, and although it’s also wonderful and something you’ll never regret, if you can do whatever you can to minimize the amount of money you’ll spend over the years, this will benefit you – and your family – greatly. Read on for some useful money-saving tips that are sure to help you. Plan Ahead Imagine heading out to the store and not knowing precisely what it is you need to buy. There…

  • 4 Ways to Boost Your Financial Health During The Pandemic
    Money Matters

    4 Ways to Boost Your Financial Health During The Pandemic

    While it’s been a challenging year for many with plenty of worries, health concerns, and general uncertainty, it is important to always find the silver lining and make the most of what is a difficult situation. With the majority of us spending more and more time at home, many have been using this time to learn new skills and accomplish goals – and achieving financial goals shouldn’t be any different! Here are some tips to help you get your finances in order and put you ahead. Save, save, and save some more! If you can, of course. Not everyone will have the luxury of being able to put aside money…

  • 4 Ways Debt Can Affect Your Life
    Credit,  Money Matters

    4 Ways Debt Can Affect Your Life

    Everyone will encounter debt at some point in their life. It may happen right after college, being overwhelmed with the thousands upon thousands of dollars in student loan debt, or it could be from consistently frivolous spending for things you didn’t need, and don’t use even now. While some people can manage their debt, not everyone can do so, and this could severely impact and affect their life in many different ways. You Are Stressed Money worries are one of the critical components of stress, and from stress comes anxiety and depression, creating a vicious cycle that can feel almost impossible to escape from. This stress is compounded with interest…