• 4 Ways Getting Finances in Order During Pandemic
    Featured,  Money Matters

    4 Ways Getting Finances in Order During Pandemic

    There are many things that have gone bad in the year of 2020. The biggest thing to happen is definitely the ongoing pandemic that’s haunting the world. This pandemic is a terrible thing, but there are many remarkable things to come out of all of this. For one, I’ve been furloughed a few times and worked from so I’ve had a lot of family time. We have spent extra time together playing games and making good use of technology. Seeing that we’re not going anywhere, we have been saving money in the process. Three years ago, we helped my son build his credit to buy a car himself before graduating.…

  • How to Build a Rainy Day Budget
    Guest Post,  Money Matters

    How to Build a Rainy Day Budget

    Many Americans know the importance of building an emergency fund, but few are able to do so successfully. Research from the AARP found that 53% of American households lacked an emergency savings account. Not only are Americans unprepared for emergency expenses, but most households would struggle with an unexpected $400 expense, according to the Federal Reserve. These findings indicate that few people have invested in either a rainy day budget or an emergency fund, relying instead on loans and credit card debt when unplanned expenses pop up. It doesn’t have to be painful to build a rainy day budget or an emergency fund. We’ll walk you through a few tips…

  • Is It Time To Give The Household Budget A Health Check?
    Money Matters

    Is It Time To Give The Household Budget A Health Check?

    When it comes to the household budget, many of us can be fearful of our incoming versus what we have leaving our account to pay our bills. Not all of us are financially stable, and sometimes we find ourselves struggling to make ends meet. However, with some changes to the way you spend and budget, and also by regularly checking over your current financial situation, you can make positive improvements in this area. With that in mind, here are some of the things to consider doing. Check your bank statements One of the first things to consider doing would be to check your bank statements regularly. This might be monthly…

  • The Little Things: Home Improvement Tips on a Budget
    Home Improvement,  Money Matters

    The Little Things: 3 Home Improvement Tips on a Budget

    It is entirely understandable to think that home improvement requires a hefty budget to accomplish. After all, home improvement often has to do with making drastic changes, where homeowners tear things down. However, it is not the only way to make improvements to your home. There are alternatives that can help breathe some new life into your humble abode without necessarily having to break the bank. It can sometimes feel like an overwhelming experience to attempt home improvement when you have a busy work schedule. For those who might not necessarily have the time or money for drastic projects, here are a few home improvement tips on a budget. Making…