4 Ways Getting Finances in Order During Pandemic

There are many things that have gone bad in the year of 2020. The biggest thing to happen is definitely the ongoing pandemic that’s haunting the world. This pandemic is a terrible thing, but there are many remarkable things to come out of all of this. For one, I’ve been furloughed a few times and worked from so I’ve had a lot of family time. We have spent extra time together playing games and making good use of technology. Seeing that we’re not going anywhere, we have been saving money in the process. Three years ago, we helped my son build his ... [read more]

How to Build a Rainy Day Budget

Many Americans know the importance of building an emergency fund, but few are able to do so successfully. Research from the AARP found that 53% of American households lacked an emergency savings account. Not only are Americans unprepared for emergency expenses, but most households would struggle with an unexpected $400 expense, according to the Federal Reserve. These findings indicate that few people have invested in either a rainy day budget or an emergency fund, relying instead on loans and credit card debt when unplanned expenses pop ... [read more]

The Little Things: Home Improvement Tips on a Budget

It is entirely understandable to think that home improvement requires a hefty budget to accomplish. After all, home improvement often has to do with making drastic changes, where homeowners tear things down. However, it is not the only way to make improvements to your home. There are alternatives that can help breathe some new life into your humble abode without necessarily having to break the bank. It can sometimes feel like an overwhelming experience to attempt home improvement when you have a busy work schedule. For those who might not ... [read more]

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