• Self-Directed IRAs: Save Smartly With Alternative Investments
    Finances,  Guest Post,  Investments,  Money Matters

    Self-Directed IRAs: Save Smartly With Alternative Investments

    Many well-informed retirement savers are increasingly turning to self-directed IRA (SDIRA) to seek higher returns and allow more diversification in their investment portfolio. This is because SDIRA allows investors to own assets beyond the traditional options – CDs, mutual funds, ETFs, and stocks. By investing in alternative assets, risk-willing investors can potentially earn higher returns and build a significant wealth at retirement. 1. What Is a Self-Directed IRA? A self-directed IRA is an IRA type similar to traditional or Roth IRA, having the same contribution limits and allowing you to save for retirement on a tax-advantaged basis. However, the difference between self-directed and other IRAs is the freedom to expand…

  • Worried About Your Finances? 13 Things To Give You Peace of Mind!
    Finances,  Money Matters

    Worried About Your Finances? 13 Things To Give You Peace of Mind!

    Most people worry about their finances at some point. Unfortunately, we don’t always learn how to manage our finances appropriately, and it’s all too easy to go a little bit wild when we first start making our own money (which can be a tough habit to get out of). Let’s take a look at 13 things that could potentially give you peace of mind if you’re worried about your finances. 1. Use Cashback Sites Whenever You Shop Online Most of us shop online, especially now we’re in the midst of a pandemic. Online shopping can be quicker, easier, and safer than shopping in person and it also gives us the…

  • 4 Things To Do Before Buying A Home
    Family,  Finances,  Georgia,  Investments

    4 Things To Do Before Buying A Home

    Are you buying a home in the near future? If so, consider these 4 things to do before buying a home. This will help you get ready for the home buying process + help you make a smart decision when it comes to your home purchase. Know Where You Want to Buy First of all, you have to figure out exactly what you want to buy, and what you need. Do you want somewhere in the city, or would you prefer the quiet suburbs? Do you need land, or do you prefer a lower maintenance option, such as a condo or townhouse? Do you need extra space for family down…

  • 11 Bad Habits That You Should Ditch to Save Hundreds of Dollars
    Finances,  Money Matters

    11 Bad Habits That You Should Ditch to Save Hundreds of Dollars

    It is easy to develop bad financial habits. But when you fall into financial trouble, it is pretty hard to come out of it. A few people have enough money to buy anything that they want without giving a second thought. Most people require planning their finances and staying vigilant to keep them floating within this negative financial atmosphere. Thus, you should be aware of your unhealthy habits and things which you can do in your everyday life, which saves a little bit of extra money. You will realize that a small amount can add up to a lot well put together. Here are some financial habits that must be…

  • 4 Ways to Boost Your Financial Health During The Pandemic
    Money Matters

    4 Ways to Boost Your Financial Health During The Pandemic

    While it’s been a challenging year for many with plenty of worries, health concerns, and general uncertainty, it is important to always find the silver lining and make the most of what is a difficult situation. With the majority of us spending more and more time at home, many have been using this time to learn new skills and accomplish goals – and achieving financial goals shouldn’t be any different! Here are some tips to help you get your finances in order and put you ahead. Save, save, and save some more! If you can, of course. Not everyone will have the luxury of being able to put aside money…

  • 4 Ways Debt Can Affect Your Life
    Credit,  Money Matters

    4 Ways Debt Can Affect Your Life

    Everyone will encounter debt at some point in their life. It may happen right after college, being overwhelmed with the thousands upon thousands of dollars in student loan debt, or it could be from consistently frivolous spending for things you didn’t need, and don’t use even now. While some people can manage their debt, not everyone can do so, and this could severely impact and affect their life in many different ways. You Are Stressed Money worries are one of the critical components of stress, and from stress comes anxiety and depression, creating a vicious cycle that can feel almost impossible to escape from. This stress is compounded with interest…