• Cars,  Daddy Talk,  Finances,  Money Matters

    The Ultimate Car Refinance Guide for Busy Dads

    Car owners have a lot on their minds, from insurance to traffic tickets and repairs and maintenance. More importantly, your monthly payments may leave you struggling for breathing room. For a busy dad with tight finances and big responsibilities, managing them can be a hassle. Thankfully, you can use car loan refinancing as your rescue strategy. It can help you lower your monthly payments or decrease your interest amount, depending on your needs. But your tight schedules may keep you from finding more about this option and availing it to your advantage. Here is the ultimate car refinance guide that busy dads can rely on for making the wisest decisions.…

  • Five Reasons To Buy A House Right Now
    Finances,  Money Matters

    Five Reasons To Buy A House Right Now

    If there is one thing that’s common right now, it’s that the housing market is all in favor of the seller. The pandemic has made the market boom and sellers are able to sell their homes at and above what they’re truly worth. People are heading into bidding wars and house prices are smashing through the roof, and considering all of that, the housing market is very intimidating right now. If you have been renting for a while, you will know that there are certain struggles that renters face. If things break down, the landlord is supposed to fix things but they rarely do. Especially if it is something that…

  • 4 Basic and Helpful Tips to Maximize Your Savings
    Finances,  Money Matters

    4 Basic and Helpful Tips to Maximize Your Savings

    There is no denying that when the country is gripped by an uncertain economy and vast job losses, saving is something people just aren’t making a priority. After all, if you can barely scrape enough money to get by, why would you want to restrict your income further by having savings? The reality is that having a savings fund can help keep you afloat in various situations, and being able to create good financial habits that include saving money, can help you out both now and in the future. Savings aren’t just wasted funds sat in a savings account, even though that might be how it feels at times. And…

  • 5 Financial Lessons That You Should Know by Heart
    Finances,  Money Matters

    5 Financial Lessons That You Should Know by Heart

    There are many financial lessons that you should know by heart. But unfortunately, most people don’t learn them until they have to deal with the consequences of not understanding them. So here are some important lessons and how to avoid making the same mistakes as others who didn’t heed these warnings ahead of time. You Need to Live Within Your Means You can’t afford to know how much money you have because that will result in confusion and stress for all involved. In turn, you will end up struggling since you are not tracking nor living within your means. Therefore, even if you are filing bankruptcy, keeping accounting records for…

  • Finances,  Money Matters

    The Best Financial Decisions You Can Take This Year

    The pandemic hit personal finances hard as countless Americans had to bear the brunt of pay cuts. Job losses were rampant too, and people had to make some tough choices to survive. Even as things get better, there is a widespread fear of looming recession. You have more financial decisions to take this year to stay safe and prepare for a stable future. The choices could be challenging, but they can keep you afloat in a crisis. Let us list the ones you should consider sooner rather than later. Create a debt-clearance plan You may have accumulated debts on credit cards and loans over the last year. While borrowing offers…

  • Should You Start An Ecommerce Business?
    Business,  Money Matters

    Should You Start An Ecommerce Business?

    The e-commerce strategy is more than “more sales”. It requires integrative thinking, the branch network and marketing. Let’s assume that you are a decision maker in a retail company with an already functioning branch network. Your company is starting to go online or has gained initial experience. But you are not satisfied with the results of this sales channel and would like to give it a new status in the company. And it is precisely at this point that a large part of the management switches to operational business: A new online shop is set up. And maybe it will also bring its first successes because the product descriptions have…