Spring can be the time to get your ﬁnancial house in order by examining your Experian® Credit Report to remove any information that might not belong. Perhaps your address has changed. Or there are ﬁnancial accounts you didn’t open. These are pieces of information you can easily correct through Experian’s Dispute Center.
Some Speciﬁcs Worth a Sweep:
- Delinquent payments more than 7 years old. Get ‘em tossed.
- A bankruptcy more than 10 years. That’s gotta go.
- Outdated personal information. If a name, address or contact information is incorrect – we can change it.
- Unfamiliar credit inquires. If you didn’t initiate them, they can be disputed.
Correcting your Experian Credit Report can be easier than cleaning out your closet. If you spot something on your Experian Credit Report that you want to ﬁx, the improved Experian Dispute Center makes it easier than ever. Now you can submit disputes from your smart device or desktop. Consider seasonal cleaning of your credit report, too. It’s a clever idea to examine your credit reports from all three credit bureaus (Experian, Equifax, & TransUnion®) quarterly, especially since data breaches and identity fraud are on the rise. Remember, you can always get your free Experian Credit Report at Experian.com to help you keep your credit organized all year long
-Using the Experian dispute center (http://www.experian.com/disputes), consumers can:
Get their Experian credit report
- Follow contextual links designed to help them better understand and access various sections of their report
- Upload photos of supporting materials directly from their smartphone
- Receive timely alerts updating them on the current status of their active disputes
- Sort and view the accounts listed on their credit report by alphabetical order, date opened or status, and filter by categories such as collections or installment loans
To obtain a free Experian credit report and submit a dispute, visit http://www.experian.com/disputes.
For more information about the dispute process, read the frequently asked questions at http://www.experian.com/blogs/ask-experian/credit-education/faqs/disputes-faqs.