As you get better at maintaining your car over the years and know how to look after it properly, one of the most frustrating moments in your life could be when your kid, fresh from passing their driving test, wants to borrow the car for the first time. As they’ve grown up, you’ve had more time to be able to look after it properly, but now you may worry that you are throwing caution to the wind! So, if your child is asking you to borrow the car, what are some of the things that you’ve got to think about before you lend it to them?
Know What Condition the Paintwork Is In!
If you are lending your car out to your kid, the best thing to do is to think about keeping the bodywork in good condition. There are things you can do to make sure that it is in perfect condition, such as using paint protection film by Bravo Protection, but it’s also a good idea to hold your child accountable if there are any issues with the car. By all means, let them borrow the car, but if there’s any damage make sure they pay for it!
Think About Your Insurance
When there is an accident and you’re not the driver, this is going to increase your insurance premium. So, you must consider whether your child is skilled enough to drive sensibly but also if you would benefit by having them on your policy. It’s a hard balance to get right because it might be cheaper for them to have their own car and their own policy rather than you adding them onto yours. However, your insurance premium may be costly if you had accidents in the past. It’s important for you to calculate the numbers.
Where They Are Going
When your child wants to borrow the car, it’s not helpful to ask them where they are going and what time they will be back, but at the same time, you’ve got to trust in their abilities to not cause any damage, especially if they taking friends out and about. The best thing any parent can do is to instill some good driving habits. For example, slowing down and speeding up to lessen the wear and tear on the vehicle, or if they are driving fast they need the AC on, not off. Good driving habits are always crucial because they will mean you’re paying less for the vehicle in the long run.
Will They Pay for the Fuel?
They’re using the car so the least you can ask of them is to fill up the tank when they are done! That way you’re not paying through the nose if there are any problems with the car on their watch!
It requires a lot of trust when you are lending your kids the car for the first time. A lot of the time, it’s pointless to worry, but the first time they ask means you’ve got to reconsider a few major things.