• 3 Questions to Ask Yourself Before You Leave Your Job To Start a Business
    Business,  Employment,  Finances,  Money Matters

    3 Questions to Ask Yourself Before You Leave Your Job To Start a Business

    It’s never been easier to start a business. With so many stay-at-home parents thinking that all they need to do is set up an e-commerce business and they are good to go, the reality is somewhat different. In fact, if you are considering setting up a business in order to get away from your 9 to 5 humdrum existence, here are a few questions you really need to ask. Are You Prepared to Invest More Money Than You Think? While it’s commonly known that approximately 90% of startups fail, it’s important that you know the key reasons. Regulation is one area, and the sheer ability to adhere to it but…

  • Finances,  Money Matters

    4 Steps To Improve Your Financial Situation In 2022

    It’s no surprise that many people are starting 2022 with hopes to improve their financial situation. After a tough two years, many are starting to look to the future. If you’re on a mission to save or earn more this year, here are some simple steps you can take. Start budgeting Budgeting is one of the easiest and most effective ways to save money, regulate spending and reduce the risk of getting into debt. If you don’t already use a budget to plan how you spend your money, now is the time to start. Budgeting is very straightforward, it doesn’t take a lot of time or effort, and it can…

  • 2 Tips on How to Make Your Finances Work for You
    Finances,  Money Matters

    2 Tips on How to Make Your Finances Work for You

    Finances are a worry for many people. In the United States, for example, around 80% of adults are in debt. The average debt, not counting mortgage debt, is a painful $38,000. Whether you’re in debt or not, it’s understandable for you to be concerned about your finances. The good news is that, not only is it possible to take control of your finances and reduce or even eliminate your debt, it’s also possible to make your assets work for you. The Debt Issue It’s common knowledge that you need to spend money to make money. So, it stands to reason that you should start with a healthy bank account before…

  • Financial Products You Can Use To Help Save Money
    Finances,  Money Matters

    Financial Products You Can Use To Help Save Money

    Do you find yourself spending more than you earn? If so, it may be time to take a closer look at your finances. Financial products are available that can help people save money through budgeting, investing, and other strategies. This blog post will discuss seven financial products that can help you improve your finances today! 1) Tax Consultant If you are unable to file your taxes on time, it can cost a lot of money. A tax consultant is someone who specializes in filing back taxes and late fees for their clients. If you need help with organizing or filing your tax return, hiring this type of professional may be…

  • Cars,  Daddy Talk,  Finances,  Money Matters

    The Ultimate Car Refinance Guide for Busy Dads

    Car owners have a lot on their minds, from insurance to traffic tickets and repairs and maintenance. More importantly, your monthly payments may leave you struggling for breathing room. For a busy dad with tight finances and big responsibilities, managing them can be a hassle. Thankfully, you can use car loan refinancing as your rescue strategy. It can help you lower your monthly payments or decrease your interest amount, depending on your needs. But your tight schedules may keep you from finding more about this option and availing it to your advantage. Here is the ultimate car refinance guide that busy dads can rely on for making the wisest decisions.…

  • Five Reasons To Buy A House Right Now
    Finances,  Money Matters

    Five Reasons To Buy A House Right Now

    If there is one thing that’s common right now, it’s that the housing market is all in favor of the seller. The pandemic has made the market boom and sellers are able to sell their homes at and above what they’re truly worth. People are heading into bidding wars and house prices are smashing through the roof, and considering all of that, the housing market is very intimidating right now. If you have been renting for a while, you will know that there are certain struggles that renters face. If things break down, the landlord is supposed to fix things but they rarely do. Especially if it is something that…

  • 4 Basic and Helpful Tips to Maximize Your Savings
    Finances,  Money Matters

    4 Basic and Helpful Tips to Maximize Your Savings

    There is no denying that when the country is gripped by an uncertain economy and vast job losses, saving is something people just aren’t making a priority. After all, if you can barely scrape enough money to get by, why would you want to restrict your income further by having savings? The reality is that having a savings fund can help keep you afloat in various situations, and being able to create good financial habits that include saving money, can help you out both now and in the future. Savings aren’t just wasted funds sat in a savings account, even though that might be how it feels at times. And…

  • 5 Financial Lessons That You Should Know by Heart
    Finances,  Money Matters

    5 Financial Lessons That You Should Know by Heart

    There are many financial lessons that you should know by heart. But unfortunately, most people don’t learn them until they have to deal with the consequences of not understanding them. So here are some important lessons and how to avoid making the same mistakes as others who didn’t heed these warnings ahead of time. You Need to Live Within Your Means You can’t afford to know how much money you have because that will result in confusion and stress for all involved. In turn, you will end up struggling since you are not tracking nor living within your means. Therefore, even if you are filing bankruptcy, keeping accounting records for…

  • Finances,  Money Matters

    The Best Financial Decisions You Can Take This Year

    The pandemic hit personal finances hard as countless Americans had to bear the brunt of pay cuts. Job losses were rampant too, and people had to make some tough choices to survive. Even as things get better, there is a widespread fear of looming recession. You have more financial decisions to take this year to stay safe and prepare for a stable future. The choices could be challenging, but they can keep you afloat in a crisis. Let us list the ones you should consider sooner rather than later. Create a debt-clearance plan You may have accumulated debts on credit cards and loans over the last year. While borrowing offers…

  • A Guide For Avoiding Financial Troubles
    Finances,  Money Matters

    A Guide For Avoiding Financial Troubles

    Getting into financial trouble is not ideal. It can hinder your confidence, quality of life, and put a lot of pressure on your money situation. Avoiding financial trouble is more straightforward than you might think. With the right knowledge, you can work on improving your financial stability and avoiding financial troubles. On that note, use this guide for how to avoid financial troubles. If you are in debt, get legal help to get you out of it First things first, if you are in debt, you will want to get out of it as soon as possible. This is the number one step to attaining better financial security and stability.…

  • Finances,  Money Matters

    How to Take Control of Your Finances Once and For All

    Life can be very stressful at times especially in the world we are living in. the last year and a half has been a game changer with the ongoing Covid-19 pandemic. Anytime you are dealing with your health, that adds even more stress to your life. If you’re a parent, that’s even more stressful seeing that the kids have started back to the school. If you don’t have control of your finances, this will add even more stress to your life. It has been reported that a whopping 80% of Americans are caught up in a chain of debt. Once upon a time, my family would be included in the…

  • Could Your Passions Pave The Way For A New Career Path?
    Business,  Career,  Employment,  Finances

    Could Your Passions Pave The Way For A New Career Path?

    They say that if you find a job you love, you’ll never work a day in your life. The past year has got many of us thinking about what we want to do in the future. While many people have had to change careers or get a new job as a result of unemployment or temporary loss of income, others have been inspired to think about making a change to enjoy better job satisfaction and a healthier work-life balance. If you’re considering taking a new path, could your passions and hobbies pave the way for a career change? In this guide, we’ll explore some steps to take to turn an…

  • 4 Great Tips for Parents Who Kids Are Apartment Hunting
    Family,  Finances,  Georgia,  Housing,  Parenting

    4 Great Tips for Parents Who Kids Are Apartment Hunting

    It’s been almost 25 years since I graduated high school. One of the first things I wanted to do is get my own place. We all are in a hurry to become adults until we get responsibilities and that change drastically. You go from living at home with no bills to having to pay everything on your own. After consulting with some friends, we decided on finding a nice-sized house and renting. Some of my friends didn’t like to keep a job so that idea went out of the window. My plans went out the window and ended up staying home 3 more years after high school. My future wife…

  • Self-Directed IRAs: Save Smartly With Alternative Investments
    Finances,  Guest Post,  Investments,  Money Matters

    Self-Directed IRAs: Save Smartly With Alternative Investments

    Many well-informed retirement savers are increasingly turning to self-directed IRA (SDIRA) to seek higher returns and allow more diversification in their investment portfolio. This is because SDIRA allows investors to own assets beyond the traditional options – CDs, mutual funds, ETFs, and stocks. By investing in alternative assets, risk-willing investors can potentially earn higher returns and build a significant wealth at retirement. 1. What Is a Self-Directed IRA? A self-directed IRA is an IRA type similar to traditional or Roth IRA, having the same contribution limits and allowing you to save for retirement on a tax-advantaged basis. However, the difference between self-directed and other IRAs is the freedom to expand…

  • Worried About Your Finances? 13 Things To Give You Peace of Mind!
    Finances,  Money Matters

    Worried About Your Finances? 13 Things To Give You Peace of Mind!

    Most people worry about their finances at some point. Unfortunately, we don’t always learn how to manage our finances appropriately, and it’s all too easy to go a little bit wild when we first start making our own money (which can be a tough habit to get out of). Let’s take a look at 13 things that could potentially give you peace of mind if you’re worried about your finances. 1. Use Cashback Sites Whenever You Shop Online Most of us shop online, especially now we’re in the midst of a pandemic. Online shopping can be quicker, easier, and safer than shopping in person and it also gives us the…

  • 4 Things To Do Before Buying A Home
    Family,  Finances,  Georgia,  Investments

    4 Things To Do Before Buying A Home

    Are you buying a home in the near future? If so, consider these 4 things to do before buying a home. This will help you get ready for the home buying process + help you make a smart decision when it comes to your home purchase. Know Where You Want to Buy First of all, you have to figure out exactly what you want to buy, and what you need. Do you want somewhere in the city, or would you prefer the quiet suburbs? Do you need land, or do you prefer a lower maintenance option, such as a condo or townhouse? Do you need extra space for family down…

  • 11 Bad Habits That You Should Ditch to Save Hundreds of Dollars
    Finances,  Money Matters

    11 Bad Habits That You Should Ditch to Save Hundreds of Dollars

    It is easy to develop bad financial habits. But when you fall into financial trouble, it is pretty hard to come out of it. A few people have enough money to buy anything that they want without giving a second thought. Most people require planning their finances and staying vigilant to keep them floating within this negative financial atmosphere. Thus, you should be aware of your unhealthy habits and things which you can do in your everyday life, which saves a little bit of extra money. You will realize that a small amount can add up to a lot well put together. Here are some financial habits that must be…