• Man Checking out his Credit
    Credit

    What’s The Difference Between The Hard and Soft Inquiry

    We just wrapped up the Christmas holidays and I know many of you probably capitalized on those amazing credit cards offers you’ve been receiving. If the credit cards offers didn’t interest you, more likely those deals for a new vehicle caught your eyes. Either way, you went about filling out applications for credit or anytime you apply for credit they’ll pull your credit. A credit inquiry is a notation that goes on your credit report every time your credit report is accessed by anyone with a “permissible purpose,” as defined by the Fair Credit Reporting Act. Inquiries remain on a credit report for two years, and generally fall into two…

  • Approved Credit for Car
    Cars,  Credit,  Money Matters

    The Importance of Good Credit when You Are Buying a New Car

    If you are looking at purchasing a brand new or used car from one of your favorite dealerships, it definitely helps to have a good credit score. It doesn’t matter if you are buying a used car or a new one, if you are getting finance for it, then you will want to go in prepared with the best credit score possible. We all have a certain amount of money that we are looking to spend when we set out to buy ourselves a new vehicle. We know how much we can afford to spend, what sort of a vehicle we are looking at buying, and how much we can…