• How To Get Your Kids Into Motorsports Without Breaking the Bank
    All Sports Talk,  Kids,  Money Matters,  Motorcross,  Parenting

    How To Get Your Kids Into Motorsports Without Breaking the Bank

    Most motorsports legends get started when they’re barely old enough to sit inside a go-kart or ride a bike. After all, learning motorsports and getting really good at it means you need to get as much experience as possible. Prodigies in the field get started early which allows them to learn all about the physics of driving or riding, giving them a much better understanding of how to control their vehicle of choice. However, motorsports aren’t an easy hobby to get into. The vehicles can run into the thousands and you can expect to spend a lot of money on maintenance and repairs. In addition, parents can get very worried…

  • Is It a Great Time to Buy First House or Refinancing Your Mortgage?
    Featured,  Housing,  Investments,  Money Matters

    Is It a Great Time to Buy First House or Refinancing Your Mortgage?

    One of the biggest accomplishments we have as adults is obtaining home ownership. As parents, we work hard to provide the best for our kids and that includes a roof over their heads. With the ongoing Covid pandemic, some people are hesitant about obtaining a mortgage. Mortgage rates are at an all-time low, so this is the perfect time to jump in the market. For me, this could be the perfect time to think about refinancing my home. According to Fannie Mae, the market is expected to have a strong showing heading into 2021 with the release of the vaccine. This should make many people more comfortable when buying a…

  • 3 Helpful Money Saving Tips for Parents
    Money Matters,  Parenting

    3 Helpful Money Saving Tips for Parents

    Whether you are planning to become a parent, just about to become one, or you’ve been one for some years now, it’s always good to know how to save more money. Having children is an expensive thing to do, and although it’s also wonderful and something you’ll never regret, if you can do whatever you can to minimize the amount of money you’ll spend over the years, this will benefit you – and your family – greatly. Read on for some useful money-saving tips that are sure to help you. Plan Ahead Imagine heading out to the store and not knowing precisely what it is you need to buy. There…

  • 4 Ways to Boost Your Financial Health During The Pandemic
    Money Matters

    4 Ways to Boost Your Financial Health During The Pandemic

    While it’s been a challenging year for many with plenty of worries, health concerns, and general uncertainty, it is important to always find the silver lining and make the most of what is a difficult situation. With the majority of us spending more and more time at home, many have been using this time to learn new skills and accomplish goals – and achieving financial goals shouldn’t be any different! Here are some tips to help you get your finances in order and put you ahead. Save, save, and save some more! If you can, of course. Not everyone will have the luxury of being able to put aside money…

  • How to Build a Rainy Day Budget
    Guest Post,  Money Matters

    How to Build a Rainy Day Budget

    Many Americans know the importance of building an emergency fund, but few are able to do so successfully. Research from the AARP found that 53% of American households lacked an emergency savings account. Not only are Americans unprepared for emergency expenses, but most households would struggle with an unexpected $400 expense, according to the Federal Reserve. These findings indicate that few people have invested in either a rainy day budget or an emergency fund, relying instead on loans and credit card debt when unplanned expenses pop up. It doesn’t have to be painful to build a rainy day budget or an emergency fund. We’ll walk you through a few tips…

  • Is It Time To Give The Household Budget A Health Check?
    Money Matters

    Is It Time To Give The Household Budget A Health Check?

    When it comes to the household budget, many of us can be fearful of our incoming versus what we have leaving our account to pay our bills. Not all of us are financially stable, and sometimes we find ourselves struggling to make ends meet. However, with some changes to the way you spend and budget, and also by regularly checking over your current financial situation, you can make positive improvements in this area. With that in mind, here are some of the things to consider doing. Check your bank statements One of the first things to consider doing would be to check your bank statements regularly. This might be monthly…

  • 4 Ways Wealthy People Make Their Money Grow
    Investments,  Money Matters

    4 Ways Wealthy People Make Their Money Grow

    You would think that the wealthiest people would be those who grow their pile of money the least. They’ve already taken advantage of all the opportunities available to them. But that logic is wrong. It turns out that the opposite is true. Wealthy people tend to grow their net worth more than the average person. Here’s how wealthy people make their money grow. They Invest in The Things They Know When it comes to accumulating wealth, knowledge is everything. Famous investors like Warren Buffet spend upwards of eight hours a day just reading and absorbing as much information as they can. The reason for this comes down to the value…

  • Five Ways to Take Care of Your Money from Home
    Investments,  Money Matters

    Five Ways to Take Care of Your Money from Home

    As the world grows ever more uncertain, and people are forced to spend more time at home, you might be concerned about how to manage your finances in the best possible way. Whether you are working from home or receiving government aid, it’s not just our ways of making money that are changing rapidly and unpredictably. Stocks, shares and market values are facing highly uncertain times, and people with investments in any area may be wondering how they can keep their money invested safely and wisely. With so much time at home, many of these considerations can be made online from the comfort of your couch, and if you follow…

  • 6 Ways Influencers Can Control and Market Products
    Business,  Social Media

    6 Ways Influencers Can Control and Market Products

    This coming July will mark ten years that I’ve been blogging. I’ll be honest, those years have flown by and a lot has changed over the years. At the beginning, you had to have a strong presence on Facebook and that was about it. Twitter came along, then Pinterest and other platforms were starting to form. Instagram started to become popular and Vine came out of nowhere. My kids keep me on my feet as to what’s popular these days. Snapchat burst upon the scene and is still one of the top social media platforms for many influencers. Lately, TikTok is the latest and greatest in social media and has…

  • 52 Week Money Saving Challenge for 2020
    Featured,  Money Matters

    52 Week Money Saving Challenge for 2020

      First off, Happy New Year to everyone out there. One of the resolutions on everyone’s list has to be better with their finances. While some people spend most of their limit on credit cards, I’ve done the 52 week money savings challenge. This year, I’m hoping to up the ante by saving over $2700. In the past, I’ve saved almost $1400, but I’ve eliminated several bills, so I’ll go higher. Starting today, I’ll put aside $2 and it’ll be doubled every week. With the money, there’s quite a few things the money could be used for. Below are some of the ways! Save for My Daughter’s Car My youngest…

  • 4 Ways to Pay Off Credit Card Debt
    Credit,  Featured,  Money Matters

    Looking to End Credit Card Debt? 4 Ways to Pay Off Credit Card Debt

    With this being the new year, we all have some kind of resolution we hope to obtain. While many people are looking to slim or loose some weight others want to rid themselves of debt. Many people have followed the 52 Week Challenge to help with money issues. On the other hand, people are looking to get rid of credit card debt. Are you someone that’s looking to get rid of credit card debt, maybe I’ll be some help to you and many others? Check out these 4 Ways to Pay Off Credit Card Debt.   Pay Off the Balance with the Highest APR First Get all the statements for…

  • 3 Useful Ways To Save Yourself From Bankruptcy
    Credit,  Money Matters

    3 Useful Ways To Save Yourself From Bankruptcy

    Money can cause so many problems in your life. So often, it comes in with one hand and goes straight out the other. There are so many things that can affect your cash flow. Uncertainty in the economy is a significant factor that may well keep you awake at night. Nobody wants to face a chapter 13 bankruptcy, and you may need to fight very hard to stay on top of your debts. If that is something you have to face, make sure you get some professionals involved. Find yourself someone like this Harrisburg PA bankruptcy attorney to help you because they are experienced when it comes to debt relief and will…

  • Three Ways to Slash Your Food Bills
    Family,  Money Matters

    Three Ways to Slash Your Food Bills

    Feeding a family can be incredibly expensive, and so taking back control of your weekly shop bill is something that just about all of us would benefit from. Maybe you’re on a budget and want to ensure you can make ends meet, or perhaps you’re just fed up of half your wages ending up in your stomach- or worse, the bin! Here’s how you can enjoy eating while spending less and reducing waste. Create a menu plan First things first, deciding what you’re going to be eating is extremely helpful. Get yourself a chalkboard and hang it in your kitchen, then you can create a ‘menu plan’ and hang it…

  • 8 Cable Alternatives to Save You Money
    Deals,  Entertainment,  Featured,  Money Matters

    8 Cable Alternatives to Save You Money

    Are you still stuck with those high cable bills? If so, why are you still doing this to you and your family? My mother was telling me about how much she pays for cable and she doesn’t watch much TV. While letting her know there are other options, we realized that there’s plenty to choose from. Seeing that she’s paying over $100 a month is absurd and there’s only a handful of channels she loves. Below are some of the options I’ve told her about. When going through this, hopefully you’ll find something that’s useful for yourself. Check out these 8 cable alternatives we have tried as a family. Hulu…

  • 4 Ways To Increase The Value Of Your Home
    Housing,  Money Matters

    4 Ways To Increase The Value Of Your Home

    If you’re looking for ways to increase the value of your home but you don’t know where to begin then don’t worry, you have come to the right place. Whether you’re selling your home within the next few months or you’re preparing yourself for your future, ensuring you’re adding value you to your home is important. Although it may seem difficult when you first get started, there are lots of investments you can make to ensure your home is worth more than when you first purchased it. With that in mind, here are 4 ways you can increase the value of your home: 1. Consider Adding An Extension To Your…

  • Getting Your Finances In Order: Simple Strategies For Dads Keen To Save
    Daddy Talk,  Money Matters

    3 Simple Steps When Getting Your Finances In Order

    If you’re a parent and you assume part or all of the responsibility of running a household, you’ll be all too aware that life can get expensive. If your finances aren’t in order, you may find that you struggle to make ends meet or get through rough patches. While it’s not always possible to predict what is going to happen, taking steps to manage your money could make all the difference if life doesn’t quite pan out as expected. If you’re keen to save and adopt a firmer grip on your finances, here are some simple strategies to try. Don’t go another month without a budget If you don’t already…

  • Money Saving Tips for Dads to Plan Perfect Vacation for Kids
    Daddy Talk,  Family,  Money Matters

    Money Saving Tips for Dads to Plan Perfect Vacation for Kids

    Did you promise your little girl that you will give her the best summer vacation but now you are worried about the budget? Don’t worry dad, because you can still be her hero by planning a trip that your kids will remember forever, that too without blowing your budget! In this article, we will discuss some important tips for the daddies to help them plan a fun vacation that suits their pockets. Involve the Kids Kids always love to help their dads, especially their daughters. So, why not create a buzz around their upcoming vacation and excite them about the prospect of earning money for souvenirs and ice-creams on the…

  • Daddy's Tips for Getting the Most out of a Personal Loan
    Money Matters

    Daddy’s Tips for Getting the Most out of a Personal Loan

    If you understand personal finance, you probably know that taking a personal loan can help you deal with unexpected financial problems. Nevertheless, you need to plan well if you want to make the most out of the deal. Irrespective of your current situation in life, you might find it necessary to take a loan at some point. It may be what you need to fund an important purchase or you need to get a little boost with your bills as you wait for the paycheck to arrive. To do this in the right way, you need to understand the vital information relating to getting the best loan deal as well…