This is a sponsored post that I was compensated for or received a discount for the service. All opinions are mine.
Have you ever had anything stolen from you and didn’t find out about it unexpectedly until much later? Well that is what happens whenever your identity has been stolen and if you follow the news then you know that this is happening more than usual. Recently, the world’s largest home improvement retailer Home Depot confirmed that its payment data systems have been breached, which could potentially impact customers using payment cards at its U.S. and Canadian stores. A data breach occurs when confidential information, like your Social Security number, credit card number or health information, is exposed or accessed by an unauthorized person. Studies show that individuals who receive a data breach notification letter are more than four times as likely to become victims of identity theft. If you want to prevent such a thing from happening to you then you can get help from LifeLock. When news of a potential Home Depot breach was released, LifeLock shared these tips: #Sponsored
1. Monitor your transactions: Keep an eye on the activity on your credit and debit card accounts, looking for any charges that don’t seem to be yours.
2. Report suspicious transactions immediately: If you see a card transaction—even a small one—that doesn’t look right, contact the card issuer immediately. The phone number is on the back of your card.
3. Order a new debit card: If you believe your debit card number was compromised, don’t wait for fraudulent charges to start appearing on your statement. Request a new card from your bank. This way, you reduce the chances of a criminal depleting your bank account, and you avoid potential challenges in recovering your funds. Credit cards offer more protection and less risk because funds are not directly withdrawn from your bank account as they are with a debit card.
4. Follow the story: Investigation of this crime is still under way. Watch for news and communication from Home Depot.
5. Consider using an identity protection service: LifeLock provides identity protection products and services you can count on. In fact, with LifeLock Advantage™ and LifeLock Ultimate Plus™, we can help you detect fraudulent activity with alerts for cash withdrawals, balance transfers and large purchases within our extensive network.
If a huge company like Home Depot can experience a data breach then it can happen to anyone so check out the LifeLock site and see how it works. To help you to from enduring the cost of that identity theft, LifeLock is offering 10% off by entering “breachwatch” when you order their services on the site. LifeLock gives you so much information before making the decision to use the service from monitoring how it works, educating on the data breaches and so much more.
Now I can tell you exactly how troubling it is to have your identity stolen from you because I had mine stolen about 13 years ago. When this happened I didn’t know what was going on but I was getting calls from companies saying I owed them money but I told them they had the wrong person. One of the creditors called me and asked for my information which matched what they had but all of the charges were being placed in Texas and I stay in Georgia. I told him that I’ve never been to Texas and he told me that my identity probably was stolen and that was the beginning of a huge nightmare. During that time I was looking to buying a house and it took me about a year and a half to clear my record. Getting LifeLock will help protect you from fighting with creditors and the credit bureaus trying to clear our name and I was sending countless certified letters to different places trying to clear my name.
Have you ever had your identity stolen before? Do you know of anyone who’s had their identity stolen before? Did you hear about the data breach of Home Depot and if so did it make you think more about identity theft?